Greetings from BAHAR SUPPLIERS PVT LTD and welcome to Bahar Credit. Your privacy stands as a cornerstone of our values, and we are dedicated to the meticulous safeguarding of your personal data. This Privacy Policy delineates our approach to the collection, utilization, preservation, and disclosure of your personal information, alongside our commitment to ensuring its security.
In this document, the collective reference to BAHAR SUPPLIERS PVT LTD and Bahar Credit is encapsulated in the terms "we" or "our".
We invite you to our loan service with a reassurance of our unwavering commitment to privacy. Through this policy, we aim to transparently convey our practices regarding your personal information, underscoring the rigorous protections we have implemented.
1. Detailed Introduction to Loan Provider
Provider Identification: BAHAR SUPPLIERS PVT LTD
CIN: U51909WB1996PTC077122
Email Query: contactus@baharsuppliers.com
Certificate of Registration Number: 14·08036
Address: 7th Floor, 9 India Exchange Place Kolkata, West Bengal, 700001 India
Prior to accessing our products and services, we ask that you carefully read and understand this Privacy Agreement. For any questions or uncertainties you may encounter, our support team is always on hand to provide assistance.
2. Personal Data Usage Objectives
The collection and application of your personal data are for the purposes of:
Fulfilling your requests for specific products and services, and pursuing the enhancement of these offerings.
Processing your feedback or grievances and ensuring effective communication.
Providing you with customized recommendations and services tailored to your preferences.
Conducting comprehensive market research and statistical analysis to elevate the overall user experience.
Complying with pertinent legal obligations and defending the rightful interests of both parties involved.
3. How We Collect and Use Your Personal Information
The following categories of personal information may be collected and used by us:
Identity Information: Including your name, physical address, electronic mail address, and contact number, which are used for the purposes of identification and communication.
Device Information: Such as the brand and model of your device, the operating system it employs, and a unique identifier, to facilitate the improvement of our products and for statistical evaluation.
Log Data: This includes records of your interactions with our services, such as usage logs and errors, to advance the quality of our offerings and to provide support services.
Geolocation Information: If you activate the location services feature, we may gather information about your location to offer and enhance services that rely on geographical information.
Additional Information: Comprising any other personal data you might disclose while engaging with our products and services.
4. Granting of Device Permissions
To proceed with a full loan application within our app, users must consent to the following device permissions:
Camera Functionality: The app needs permission to activate the device's camera to capture images or videos, a requirement for applicants to provide proof of identity. This step is integral to the prevention of financial malpractice.
Location Verification: Permission for the app to access your device's location information is critical for determining if the loan services are applicable within your locality. Areas outside the service scope render applicants ineligible for loan services.
Contacts Scrutiny: Allowing the app to access the device's contact list enables us to perform checks, including compliance with India's local regulations and the detection of sequential numbers, which helps in mitigating potential financial fraud and reducing credit risk.
All information gathered will be securely deleted after the loan eligibility process is concluded, ensuring no information is retained indefinitely.
5. Data Sharing and Transfer Safeguards
Your personal information's privacy and security are paramount to us. We guarantee not to sell, barter, or disseminate your personal data to any third party without obtaining your prior explicit approval, except in instances mandated by legal or regulatory obligations. Should circumstances necessitate the sharing or transferring of personal information, our actions will be governed by strict compliance with relevant laws and the directives outlined in this Privacy Policy.
Measures of reasonable diligence will be taken to ensure the protection of your personal information against unauthorized access or breaches.
6. Cookie Preferences
Our platform employs Cookies along with other related technologies to elevate your experience, tailor services, and analyze usage data. You are at liberty to manage your Cookie preferences. Declining Cookies, however, may limit the functionality and services available to you.
7. Proactive Data Protection Strategies
At the heart of our operations lies a steadfast commitment to the protection of your personal information. We adopt an integrated approach, combining leading-edge technical safeguards with comprehensive management protocols to ensure the protection, integrity, and confidentiality of your personal data.
Our use of advanced encryption technologies is pivotal, creating a fortified barrier around your personal information to shield it from unauthorized access and breaches.
We maintain an ironclad policy regarding access to personal information, allowing only a meticulously selected group of personnel access after thorough security screenings. Their activities and access levels are continuously monitored and audited to ensure compliance with our high data protection standards.
To maintain our defense against potential cyber threats, we engage in regular, rigorous security assessments of our data storage and processing infrastructures, applying necessary updates and enhancements to fortify our systems.
An organizational-wide privacy protection initiative underpins our efforts, characterized by exhaustive training programs tailored for our staff. These programs aim to instill a profound understanding of and competence in modern data protection techniques and privacy legislation, thereby ingraining privacy consciousness into our corporate ethos.
8. Revising Our Privacy Commitment
To accurately represent our data management practices and legal compliance, we may make revisions to this privacy agreement as needed. Significant changes will be communicated to you via established notification means to maintain transparency and trust.
9. Privacy Support Contact
If you require information, wish to express concerns, or have comments regarding this Privacy Agreement or the processing of your personal information, please contact us at:
Name of Company: BAHAR SUPPLIERS PVT LTD
CIN: U51909WB1996PTC077122
Email: contactus@baharsuppliers.com
Mailing Address: 7th Floor, 9 India Exchange Place Kolkata, West Bengal, 700001 India
We aim to respond to and resolve all inquiries with utmost efficiency.